Why PAYG still has a place
No monthly contract, no credit check, and the same underlying network as any other plan type — just pay for what you use, as you need it.
Three's PAYG speed cap
From 19 April 2026, new Three PAYG sign-ups are capped at 25 Mbps (50 Mbps with an Auto-Renew Data Pack). This is the one network-specific PAYG change worth knowing about right now.
PAYG elsewhere
O2, EE, Tesco Mobile, and other networks offer PAYG bundles without an equivalent new speed restriction as of 2026.
Switching to PAYG or away from it
See our Switching Guide for the standard PAC/STAC process that applies regardless of plan type.
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